Advertising & Regulatory Disclosure
MortgageOptions.com is not a mortgage lender, broker, or depository institution. We are an independent, advertising-supported service and lead generation provider. We do not originate, broker, or make credit decisions in connection with any loan product.
How Our Service Works. The information you submit on this website will be shared with our network of participating lenders, brokers, and financial partners ("Partners") who may be able to assist you with your mortgage needs. We do not charge you a fee to use our site or service. Instead, we receive compensation from our Partners when we connect you with them or when you click on certain advertisements on our site. This compensation may impact how and where products appear on this site.
No Guarantee of Approval or Rates. MortgageOptions.org does not endorse or recommend any specific Partner. We cannot guarantee that you will be matched with a Partner, that you will be approved for a loan, or that you will receive the lowest possible rate or the best terms. All credit decisions, loan terms, and interest rates are determined solely by the participating Partners based on their specific underwriting criteria, your credit score, income, debt-to-income ratio, and other factors.
Credit Checks. By submitting your information, you understand and agree that participating Partners may use your information to verify your identity and check your credit history. This may include a soft or hard credit inquiry from one or more major credit bureaus (Equifax, Experian, or TransUnion), which could impact your credit score.
No Obligation. You are under no obligation to use our service to initiate contact, apply for credit, or accept any loan product from any Partner. If you receive an offer, you should carefully review the terms, conditions, and any applicable fees with the Partner before proceeding.
Not Financial or Legal Advice. The content provided on MortgageOptions.org—including articles, calculators, and tools—is for informational purposes only and does not constitute financial, legal, or tax advice. Always consult with a qualified financial advisor, attorney, or tax professional regarding your unique financial situation.
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